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Uninsured/underinsured Motorist Accidents

Can uninsured drivers be held accountable for car accidents?

State law mandates that every motorist have liability insurance. Unfortunately, many people try to get around this requirement by canceling their insurance as soon as their vehicle is registered or by taking other steps to save money. In fact, statistics show that as the economy worsens, the number of people


Taking pictures to preserve accident evidence

When dealing with the aftermath of a car accident in the Denver area, many people forget to take action to preserve evidence. It is not enough for victims to contact the authorities, file a police report and seek out medical attention. Though the police and accident investigators may take steps


How exactly does underinsured motorist coverage work?

Although they are treated the same in many respects, it is important for Denver residents to have an understanding of the difference between uninsured motorist coverage and underinsured motorist coverage. The most important point to remember is that, if a Colorado resident gets in a car accident that involves an underinsured driver,


Jail sentence for Colorado driver in hit-and-run accident

Fleeing the scene of an accident is a crime in Denver. The story of a driver who was recently sentenced for doing just that illustrates the devastating effect it can have on a victim and the victim’s family. The hit-and-run accident occurred last summer when the driver, a woman in her late forties, struck


Help when injured by an underinsured or uninsured motorist

Car accidents can be troublesome enough but may be made even worse when the victim has been hit by an uninsured or underinsured driver. When an underinsured or uninsured driver has caused a car accident, it does not mean that the victim is not left with the same damages which can include


Hit-and-run accident injured young Denver area victim

In the event of a car accident, there are a number of steps drivers are typically required to take. First and foremost is pulling over to the side of the road, getting out and providing any necessary assistance, including calling for help. Drivers in hit-and-run accidents who flee the scene face serious


Getting the right help after a “phantom driver” accident

Most vehicle accidents involve a physical collision between two or more cars, trucks or other automobiles. These accidents can be damaging and very dangerous to Denver residents. However, accidents can also occur when two vehicles never touch, but one causes the other to suffer a collision. Accidents caused by drivers


Steps to take after an accident with an uninsured motorist

It may seem to Denver residents that motor vehicle insurance is a pointless expense as long as they stay out of trouble and avoid traffic collisions. Unfortunately, though, even the best drivers cannot keep negligent drivers from crashing into them and causing both personal injuries and property damage through automobile


How to handle a car accident with an uninsured driver

Most Denver area residents will be in an at least one car accident during their driving career. Most of the time, these accidents don’t cause serious injuries or damage, but sometimes these accidents can be serious. If the other driver has no insurance coverage, there are some things for the victim to keep in


How uninsured motorist coverage can and can’t protect you

Because of the unfortunate propensity of some individuals to drive with no or limited insurance coverage, many Coloradans opt to add uninsured/underinsured motorist coverage to their policies. If you haven’t added this coverage to your policy, you need only call your insurance carrier because, in Colorado, all insurers are required to