It may seem to Denver residents that motor vehicle insurance is a pointless expense as long as they stay out of trouble and avoid traffic collisions. Unfortunately, though, even the best drivers cannot keep negligent drivers from crashing into them and causing both personal injuries and property damage through automobile accidents. When a vehicle crash occurs, once drivers have ensured that they are physically sound, most speak with the other drivers involved in their crash and exchange contact and insurance information.
It is during this exchange of information that a vehicle accident victim may discover that the negligent party in the crash does not carry insurance. Generally, the driver who is responsible for the crash is liable to compensate the victims for their accident-related losses, and this compensation is often paid through their insurance policies. If a driver does not have insurance, it can be very hard for a victim to secure the financial support required to mend the body and repair any damaged property.
After a vehicle accident with an uninsured driver, a victim should first contact his or her vehicle insurance company to see how any personal uninsured or underinsured driver coverage will help pay the accident-related bills. It can be beneficial for victims in this difficult situation to work through a personal injury attorney as they negotiate with their insurance companies; personal injury attorneys can also help victims of uninsured motorist accidents sue the negligent parties who caused their crashes to secure compensation from them outside of their lacking insurance coverage.
Car accident victims’ priorities after a crash should always be to make sure they are safe and their medical needs are addressed. Then, with the possible help of a personal injury attorney, they may begin the process of working with insurance companies and the negligent party to recoup their accident-related losses.