Car accidents can be troublesome enough but may be made even worse when the victim has been hit by an uninsured or underinsured driver. When an underinsured or uninsured driver has caused a car accident, it does not mean that the victim is not left with the same damages which can include injuries resulting in medical expenses, lost wages, pain and suffering and other expenses.
As a result, it is important to understand the options available to victims of a car accident who find that the negligent driver who struck them may be liable but does not have insurance or does not carry adequate insurance to cover the damages. In circumstances when the negligent driver is not adequately insured, or in circumstances of a hit-and-run driver that is never identified or found, options may still be available to injured car accident victims.
The victim’s own underinsured or uninsured insurance coverage protections may be able to help them with medical expenses and other damages suffered in a car accident. Because underinsured and uninsured motorist claims can be complex and sometimes challenging, trained guidance throughout the process can be helpful. Following an unexpected car accident, victims can be left facing the inability to work due to their injuries and mounting medical bills.
Because of the serious impact of car accidents on the lives of victims and their families, they should always be familiar with the full range of options available to protect them. The legal process provides different options for different situations to aid car accident victims in getting the help they need.