Colorado state law requires all public and private employers to provide workers’ compensation coverage for their employees and to pay for the policy. That means that if you suffer an on-the-job injury in Colorado and you are a full- or part-time employee, you have the right to file a workers’ compensation claim.
Workers’ compensation provides benefits to help you pay for medical expenses and offers compensation for part of lost wages due to time off work because of your injury. Therefore, it is important to understand the procedure for filing for benefits so you can access this system and receive the compensation you deserve for your injury.
Reporting your injury
A critical first step after you suffer an injury at work is you must report the injury to your employer. You should report the injury as soon as it happens, or as soon as you become aware of the injury. Colorado law limits the amount of time you have to file this report to just four days, in writing, following the injury. The employer has to notify the insurance company within 10 days. These are very short timeframes, so you need to act immediately. If you suffered an injury and the deadline has already passed, you should speak to a workers’ compensation attorney to find out what options you have.
Another step that is important is to determine who is at fault or liable for your injury. This can be a complicated process, which is another reason why you should seek the counsel of an experienced workers’ compensation attorney. You will likely have to deal with a host of different contacts, such as insurance companies and medical providers. Insurance companies do not have your best interests at heart, because they want to protect their business. An attorney will work on your behalf so that you receive the compensation that is appropriate and fair depending on the severity and scope of your injury.
It is important not to wait before contacting an attorney, because in workers’ compensation cases, time is of the essence. One simple consultation can get you started off in the right direction and ensure that your case proceeds smoothly.