In most car accident cases, it is important to determine who was at fault for the crash. Establishing fault allows both drivers to analyze the situation and think of the desired outcome from any proceeding negotiations. Some accidents are straightforward, and negligence of one driver is the reason for the accident. The driver might even admit their mistake and accept the consequences. If the accident did not have an obvious cause, it might become difficult to determine who is at fault. Evidence is required because insurance companies might need to define fault to accept your claim. There are several ways in which insurance companies determine fault.
Usually, police reports are reliable, and insurance companies accept the inspection of the officer. Although police do not always arrive at the scene of a car accident, there are some cases that require a report. Accidents involving injuries or fatalities must be reported to the police. If a police officer does not show up at the accident location, the two parties can report the accident to the nearest police station and get an official report for their respective insurance companies.
Insurance companies also accept fault established through state traffic laws. Rear end accidents are very common, and cars at the back are at fault in most cases. Similarly, left turn collisions are usually the fault of the driver turning left. Following traffic rules is very important, and if your violation leads to an accident, the insurance company may establish fault using these rules.
If you have been in a car accident, it is advisable to contact an experienced attorney. The attorney will assess the accident and help you with proving fault according to state laws.