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What are your employer's obligations for workers' compensation?

Many of our readers in Colorado may have the vague notion that if they are injured on-the-job they have some legal protections in place to help them get through the situation, namely workers' compensation benefits. However, what exactly are your employer's obligations when it comes to workers' compensation?

Well, for starters, in Colorado almost all employers are required to have coverage for workers' compensation. There are some very limited exceptions to this requirement. So, chances are your employer does have workers' compensation coverage, although it would behoove any employee in Colorado to verify whether that is the case for sure. Employers' workers' compensation coverages are intended to protect employees, which almost every worker who receives pay from the employer is presumed to be. The other classification is as an independent contractor, who may not be covered.

In the workplace, employers are required to post notices about workers' compensation coverage. These notices provide valuable information to employees about what to do and when to do it when it comes to any injuries suffered on-the-job and a subsequent application for workers' compensation benefits. When injuries and illnesses occur that are due to work-related matters, employers are required to keep records of these incidents.

Perhaps most importantly, employers are required to maintain a safe work environment for their employees. The failure to do so may open up an employer to legal action when employees are injured. Colorado residents who have been injured on-the-job will want to make sure that they know their legal options and how to apply for workers' compensation benefits.

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