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How to handle a car accident with an uninsured driver

Most Denver area residents will be in an at least one car accident during their driving career. Most of the time, these accidents don't cause serious injuries or damage, but sometimes these accidents can be serious. If the other driver has no insurance coverage, there are some things for the victim to keep in mind.

Being involved in a car accident with an uninsured driver is a crummy situation. Although car insurance is required for drivers, not every person has it. There is actually a large percentage of drivers on the road who do not have insurance. If a person is involved in an accident with an uninsured driver, there are some do's and don'ts that are important. First, do not accept a cash payment at the scene. There could be hidden structural damage to the car and, in addition, there are many injuries that are not immediately apparent in an accident and may show up later. The other driver's contact information should be obtained, along with a signed statement that they do not have insurance.

A legal professional skilled in personal injury can help a person who is the victim of an uninsured motorist accident. They can work with insurance companies to make sure the victim receives the compensation they deserve. Uninsured and underinsured insurance claims are complex, and an attorney has the experience to make sure their clients receive compensation for their injuries, future medical expenses, property damage, and other damages.

Being involved in a car accident with an uninsured driver can turn into a very complicated situation. This is the time that a victim's legal rights need to be protected and an attorney with experience in car accidents with underinsured and uninsured drivers is can be an invaluable resource.

Source:, "What happens if you're in an accident with an uninsured driver?", Linda C. Brinson, accessed on April 10, 2017

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