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February 2017 Archives

How uninsured motorist coverage can and can't protect you

Because of the unfortunate propensity of some individuals to drive with no or limited insurance coverage, many Coloradans opt to add uninsured/underinsured motorist coverage to their policies. If you haven't added this coverage to your policy, you need only call your insurance carrier because, in Colorado, all insurers are required to make it available to their customers.

What kind of injury can I get workers' compensation for?

If you are injured in the workplace or as a result of your job, Colorado law may entitle you to various forms of compensation. You can get coverage for medical bills, imaging and lab studies, and loss of salary. While many types of common injuries will make you eligible for worker's comp, there are some notable exceptions.

What is so dangerous about tailgating?

Tailgating is a particularly common type of risky driving. This behavior entails following too closely behind another vehicle and often results in rear-end collisions. While some drivers tailgate purposely in order to intimidate other motorists, others may do so because they are not paying attention to the road.

Insurance claim or lawsuit; which is better after a car accident?

A car accident, no matter how small, will likely have an impact on your life. And a serious accident could profoundly affect your entire future. As such, once an accident occurs, you will have to decide the manner in which you want to pursue compensation.

Truck drivers susceptible to dangerous sleep disorder

We all know that fatigue can wreak havoc on our physical and cognitive abilities. As such, it's never a good idea to drive when we are overly tired. But unfortunately, truck drivers are often under great pressure to get their loads delivered in a timely manner and may forgo getting the rest they need to stay while sharp behind the wheel.

State law enforcement focuses efforts on stopping drunk drivers

Colorado road users should offer a tip of the cap to our law enforcement agencies who participated in a statewide campaign called "The Heat Is On New Year's Eve," which aimed to take drunk drivers off the road. The campaign consisted of 12 enforcement periods over the course of 2016, with the finale taking place on the New Year's holiday.

Uninsured motorist accidents and medical expenses

Every car accident you are ever in, even a minor fender bender, is going to cause you some measure of inconvenience. And a major accident can leave you with serious injuries and a demolished vehicle. But if the accident was the fault of another driver, at least you can have your expenses paid by his or her insurance company, right? Well, maybe.

Why driving while buzzed is more dangerous than you think

Most people know that getting behind the wheel while drunk carries the risk of causing a serious accident. If you ask your friends how drunk is too drunk to drive, chances are they will bring up the legal definition of a 0.8 percent blood alcohol level. They may also mention clear signs of impairment such as lack of physical coordination. What many people still do not know is that buzzed driving can be just as risky and is to blame for a high percentage of serious crashes.

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